KWS Referral Engine · Effective July 2026 · Framed for POPIA (South Africa) and general good practice.

What we collect. Members: email address, display name, password (stored only as a salted hash), your broker referral links, and your upline (who referred you). Visitors: anonymous click events (page, time, referring site) — no names, no tracking cookies for advertising.

Why. To operate your account, attribute referrals fairly, show you your own analytics, and send you service and update emails (which you can stop any time via the unsubscribe link in every email).

What other members see. Your display name and join date may appear in your referrer's team list; your email is always shown masked (e.g. s•••a@g•••.com) — never in full.

Sharing. We do not sell personal data. Broker signups happen on the broker's own site under the broker's own privacy policy — we only pass the referral attribution in the link.

Storage & security. Data is stored on EU servers (Hetzner, Germany) behind TLS; passwords are hashed; daily backups are retained for recovery.

Your rights (POPIA). You may request access to, correction of, or deletion of your personal data at any time: [email protected]. Deleting your account removes your personal data; anonymised click counts may be retained.

Information Officer contact: [email protected].